Let’s talk goal-setting. I think written, SMART goals are the way to go versus the more arbitrary goals like “save more” and “have less debt”.
DO THIS TODAY: Write down one financial goal. Do it right now! Then, in the next three days, take a moment to transform it into a SMART goal; make it specific, measurable, attainable, relevant, and timely. Lastly, don’t think of these goals as set-it-and-forget-it. You’ll need to occasionally re-evaluate considering possible life-changes and new desires.
