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Smart Money Tip: Get To Know Your Monthly Expenses

No matter the income level, financial success comes from consistently living below one’s means. A review of your monthly expenses will give you a sense of part of the "big picture." It will also give you the information needed to create an emergency fund, a simple budget, and automate your bill paying.

Do this today: Using last month’s online banking information, credit card statements, etc. Make a list of your previous month’s expenses and group them into categories.