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Smart Money Tip: Determine The Money You Need To Achieve Your Goals

Figure out your time horizon and how much you expect to need for each of your money goals. You can even set up different savings or investing accounts for each goal so you can keep track of your progress easily.DO THIS TODAY: First, know your net worth— list everything you own vs. everything you owe. Next, calculate your cash flow surplus or debit, how much you bring in compared to what you spend. Once you know these numbers, your opportunity to move closer to your goals will begin to reveal itself.