Smart Money Tip: Save your raise
Creating a habit of saving can be easier said than done. Intentional saving is a skill learned over time, with practice.
DO THIS TODAY: Commit that the next time you get a raise, you’ll save the increase. If you are not used to that money, you won’t miss it, and the savings will build. Consider setting up a named savings account like “vacation” or “new furniture” for this additional savings amount.